Compared to owning a home, low-income senior living options are a great alternative that can save people tons of money. Places like Waconia, Columbia Heights, and other cities are notable areas for senior living communities, offering affordable housing and supportive services tailored for adults aged 62 and older outside of the Twin Cities.
When you look at the cost of living, meals, lawn care—you name it—in the end, it adds up. It’s essential to find quality affordable housing for yourself or your loved ones that suit your needs.
Whether you’re looking for assisted living options, memory care, etc., we’ll lay out reliable low-income senior living apartments and considerations.
How to Qualify for Low-Income Housing
Low-income, or subsidized housing, is affordable housing for people or seniors who have low or very low income. Section 202 housing is meant for those aged 62 or better or those with disabilities. Seniors qualify for this program if their income falls under the median income for a particular area (city, county, etc.).
This can change depending on where you live, so it’s essential to check with the US Department of Housing and Urban Development or a local Public Housing Authority. They will be able to tell you what income limits are for that area. The units you are interested in will also know this information.
Seniors who are part of the CADI or EW waivers also qualify for low-income housing. We accept CADI and EW at Sunflower communities which means we will work closely with people’s case managers to ensure a fully customized living situation that meets both their medical and financial needs.
Some seniors under the age of 62 may also simply be able to apply to affordable housing living options with low-income proof. Many of the below low-income apartments can offer discounted rent with proof of income with a pay stub or other state documentation. Also, proving disability and being unable to work can be considered.
Many senior living options simply go for the real estate market rate and can be high or low depending on location, market trends, and other factors affecting the rent cost. But some seniors may be eligible for financial assistance or qualify for lower-income housing so they can have a steady, beautiful place to live without having to drown in the cost of rent. Here are some of the best low-income senior living options in Minnesota: from all over the state.
Affordable Housing Options
Affordable housing options are crucial for low-income seniors in Minnesota, offering a safe and comfortable living environment without breaking the bank. Programs like HUD subsidized housing, Section 8 properties, and Section 42 properties are designed to make rent affordable for those with limited income.
These properties often come with a range of amenities and services, such as controlled access entry, on-site laundry, elevators, community rooms, meal programs, transportation services, and social services. Rent rates are typically based on income, assets, and out-of-pocket medical expenses, ensuring that housing remains within reach for low-income seniors.
Urban Development and Senior Living
Urban development plays a pivotal role in expanding affordable housing options for low-income seniors. Cities like Minneapolis and St. Paul are at the forefront of this movement, implementing various initiatives to create new senior living communities. These developments often feature amenities such as fitness centers, community rooms, and transportation services, making life more convenient and enjoyable for residents. Additionally, urban development focuses on providing easy access to essential services like grocery stores and medical facilities, ensuring that seniors have everything they need within close proximity. This holistic approach not only addresses the housing needs of low-income seniors but also enhances their overall quality of life.
13 Low-Income Senior Living Options
Looking for the best low-income assisted living MN has to offer? We’ve done our research to find your the best affordable senior in town.
1. Sunflower Communities (Hey, that’s us!)
Features: On-Site Medical Services, Memory Care, Shared Living Spaces, Premium Community Dining Choices, Pharmacy Services, Physical, Occupational and Speech Therapy,
Location: Elmore, MN & Waconia, MN
2. Legends of Spring Lake Park
Features: 55+ Apartment Living, 2 Months Rent Free, In-Unit Washer and Dryer, On-Site Beauty Salon, 24-Hour Fitness Center
Location: Spring Lake Park, MN
3. The Grainwood Senior Living
Features: Lounge Area with Fireplace, Theatre and Media Room, Move-In Specials, 3 Bedroom Apartment Homes Allow Up to 6 Occupants
Location: Prior Lake, MN
4. Silver Lake Pointe Mounds View
Features: 62+ Community, Fully Paid Utilities, Underground Heated Parking, Community Room, Kitchen, and Solarium
Location: Mounds View, MN
5. The Legends of Woodbury
Features: 55+ Community, 1 Month FREE Rent Special, 3-Bedroom Floor Plans, On-Site Beauty Salon, Theatre and Media Room, 2-Story Clubhouse, Close to Grocery Stores and Shops
Location: Woodbury, MN
6. Phalen Senior Lofts
Features: 62+ Community, Quick and Easy Access to Nearby Phalen Park, Media Room, On-Site Retail Shop
Location: St. Paul, MN
7. The Winslow
Features: 62+ Community, Stainless Steel Appliances, Theatre, Game Room, In-Unit Laundry, Flexible Lease Terms, Accepts Section 8
Location: West St. Paul, MN
8. Kilkenny Court Apartments
Features: 62+ Community, Accepts Section 8 and Section 42, Catered to Those on Physical Disability, Resident Vegetable Garden, Free Off-Street Parking
Location: Forest Lake, MN
9. Somerset Properties Willmar
Features: Only Pet-Friendly Community in Willmar, Clubhouse, Fitness Center, Pet-Friendly, Beautiful Courtyard, Detached Garage Spaces Available for Rent
Location: Willmar, MN
10. Piccadilly Square
Features: 62+ Community, Pet-Free, Smoke-Free, Walking Distance to Local Shops, Restaurants, and Post-Office, Easy-Access to Transit
Location: Mahtomedi, MN
11. Ridgeview Terrace Bloomington
Features: 62+ Community, Tons of On-Site Amenities Including; Banking, Salon, Theatre, Billiards, Museum/Gallery, Pool, Cafe, Convenience Store, and More
Location: Bloomington, MN
12. Hopkins Village
Features: 55+ Community, Fixed Income and Disability, Floor to Ceiling Windows, Pet-Friendly, High-Rise Living with Views
Location: Hopkins, MN
13. Lake Street Station Minneapolis
Features: 55+ Community, Efficient Appliances, Smoke-Free Community, Fitness Center, Rooftop Plaza, Two Floor Plans to Choose From
Location: Minneapolis, MN
Sunflower Communities Is Here To Help!
As you can see, there are dozens of options for low-income housing across the state. These communities are dedicated to making the lives of low-income seniors easy and stress-free. Standard amenities include paid utilities, on-site activities, close proximity to grocery stores and public transit, and plenty of health and wellness options.
These types of apartments are excellent for independent senior living. Those seniors are still capable of living independently but enjoy a community that allows them to get everything they need without going too far.
Located just west of the Twin Cities in the vibrant community of Waconia, Nagel Assisted Living & Memory Care offers the modern conveniences of a growing suburb combined with the nostalgic atmosphere of main streets of yesteryear.
Sunflower Communities accepts those in low-income programs and can work closely with case managers and the residents themselves to ensure they get affordable housing plus the care they need. For more information, check out our prospective resident’s guide, or give us a call today!
Senior Living Communities with Amenities
Senior living communities with amenities are becoming increasingly popular among low-income seniors in Minnesota. These communities offer a variety of features designed to enhance the quality of life for their residents. Amenities such as fitness centers, community rooms, and transportation services are common, providing both convenience and opportunities for social interaction.
Some communities go a step further by offering home care services, customized living programs, and recreational activities. These amenities help create a supportive and engaging environment, allowing low-income seniors to enjoy a fulfilling and active lifestyle while feeling a strong sense of community and belonging.
Additional Resources for Seniors
Low-income seniors in Minnesota have access to a wealth of additional resources designed to support their living needs. Financial assistance programs, operating subsidies, and tax credits are available to help make housing more affordable. Resources such as Section 8 housing vouchers and HUD subsidized housing provide further financial relief.
Many senior living communities also offer on-site medical services, pharmacy services, and physical, occupational, and speech therapy, ensuring that residents have access to the care they need. These resources are invaluable in helping low-income seniors maintain their independence and quality of life.
FAQ
What is subsidized housing?
Housing that receives financial assistance from the government. This can be through operating subsidies, tax credits, or rent payments. The goal is to make rent affordable for low-income residents.
How do you apply for low-income housing in MN?
If you’re looking for senior housing based on income, you have plenty of options.You can apply for low-income housing at your local Public Housing Agency (PHA)
How do you qualify for low-income housing in MN?
Applicants must prove their household income is below the required limit, in addition to proving their citizenship, holding no criminal record, and having a good background as a tenant.